What We Do
We provide bespoke tailored insurance solutions built around you and your family, following an initial completely free consultation, where we will get to know you and your family by listening to you, we will provide a recommendation that will ensure that yourself and the things most important to you, will be protected should something happen that affects you or your lifestyle.
We work for you (our Clients) and not any Provider and focus on giving quality personal advice, allowing you to make an informed choice, always with our three main principles at heart;
Making a Difference
Creating Wealth – Especially at a time when it’s needed the most
Challenging the Norm
Just some of our providers
Protecting Your Income
What would you like to happen if you lost some of your household income because you were unable to work for a lengthy period of time because of illness or an accident?
Protecting against Cancer, Heart Attack or other critical or serious illnesses
Have you thought about what would you like to happen if someone in your household were to get cancer, have a heart attack, stroke or be diagnosed with another critical or serious illness?
Protecting against Death
Designed to pay-out a lump sum if you were to die during the term of the cover plan, you have peace of mind that your family is taken care of after you’ve gone.
If you own a small business there's a smarter way to buy life cover for yourself and your key employees.
What Our Clients Say
Adviser was very helpful and friendly
You take the pressure off us, the customers!
Great local and family owned business. Having worked for the company and closely with Simon – I wouldn’t be exaggerating when saying the client comes first, second and last to the company.
Mrs. W Busby
I found Rob to be very helpful. He explained everything well. He rang back when he said he was going to, to fit around my work. He listened to what I needed and didn’t try to over sell. I have already recommended Cream to one colleague.
Liam was very friendly and put me at ease straight away, and whilst been very professional at all times he made me feel totally relaxed. We discussed my needs at length and I felt totally valued. I would recommend Liam Cook as a great ambassador for his company and a credit to his profession. He did everything he said he would in a most dedicated and professional way. I owe him a great deal of thanks for his dedication and commitment. I would be grateful if you passed on those thanks.
Mr. D Ornsbury
Could not have been more helpful
Liam was very friendly whilst maintaining a professional stance, he said he is a credit to the company and will recommend cream to other people
Robbie explained everything very clearly throughout the process
Mr. C Holzmann
Very helpful, cheerful and friendly person. Took in to account all our needs and cost.
Liam gave a very professional service and was clear throughout.
My advisor was, polite , knowledgable and extremely helpful in every aspect of the call
Mr. A Bekir
Liam was friendly professional and knowledgeable. Kept us up to speed at every stage and made us feel like we were the only client he was working for though I imagine that was not the case by any stretch of the imagination. All in all a very positive experience.
Dave was great! Very easy to work with and nothing was too much trouble.
Mr. A Bright
Robbie was very on the ball ! I was keen to get up and running with my cover but had a couple of issues before I could I was advised to wait and proceed again at a later date. Everything was fine and I got a fantastic cover policy for my needs. Also Robbie stayed in contact throughout the process which I thought was very professional.
Mr. A Stanfield
From start to finish everything was explained fully everybody I spoke to were very polite and chatty putting me at ease always interested in my every day things I would go as far and say one the finest companies I have the pleasure to work with for a very long time.
Buy To Let
Let To Buy
Protecting Your Home and Contents
Your home is the most important assets and so you must choose the right level of cover to protect it against accidents and emergencies.
A pre-paid funeral plan is the easy way to arrange and pay for your funeral in advance, whilst protecting your loved ones against unexpected costs and uncertainty about your final wishes.
A secured loan is money you borrow that is secured against an asset you own, usually your home. The interest rates tend to be cheaper than with unsecured loans.
Private Medical Insurance
Designed to help ensure private treatment if you are to ever need medical attention, private medical healthcare takes the worry out of NHS waiting lists and treatment costs.
Making a Will enables you, and your family, to plan exactly what will happen to your estate following your demise, to ensure that those who you want to benefit, will do just that.
We can introduce you to third-party unsecured loan experts.
Pensions and Investments
We can introduce you to third-party wealth-management professionals who can help meet your needs with flexible one to one consultatations.