Critical illness cover protects you and your loved ones in the event that you are diagnosed with a critical illness, providing you with peace of mind so that you don’t have to worry about your finances during stressful times.
Have you thought about what would you like to happen if someone in your household were to get cancer, have a
heart attack, stroke or be diagnosed with another critical or serious illness?
Critical Illness Cover can be an effective, and simple way to help protect your family if the unexpected happens. If you’re diagnosed with a critical illness or injury, it’s important to make sure you’re covered against the financial impact it could have on your family.
Critical Illness cover is designed to pay out a lump sum, or Family Income Benefit can pay your family a monthly benefit for the remainder of the plan term from the time of the claim, in the event that you are diagnosed with specific critical illness or condition. Thus giving you financial peace of mind throughout what can be a very stressful time of your life. In the event of an illness, the money paid out from your critical illness policy could be used to help maintain your standard of living, pay off your mortgage or household bills, and if needed, to help with any additional costs incurred as a result of your condition.
Exact conditions covered will vary depending on the policy you choose, and will be detailed in the policy document. Get in touch with Cream today for more information on this type of protection.