What We Do
We provide bespoke tailored insurance solutions built around you and your family, following an initial completely free consultation, where we will get to know you and your family by listening to you, we will provide a recommendation that will ensure that yourself and the things most important to you, will be protected should something happen that affects you or your lifestyle.
We work for you (our Clients) and not any Provider and focus on giving quality personal advice, allowing you to make an informed choice, always with our three main principles at heart;
Making a Difference
Creating Wealth – Especially at a time when it’s needed the most
Challenging the Norm
Just some of our providers
Protecting Your Income
What would you like to happen if you lost some of your household income because you were unable to work for a lengthy period of time because of illness or an accident?
Protecting against Cancer, Heart Attack or other critical or serious illnesses
Have you thought about what would you like to happen if someone in your household were to get cancer, have a heart attack, stroke or be diagnosed with another critical or serious illness?
Protecting against Death
Designed to pay-out a lump sum if you were to die during the term of the cover plan, you have peace of mind that your family is taken care of after you’ve gone.
If you own a small business there's a smarter way to buy life cover for yourself and your key employees.
What Our Clients Say
Mr C and Mrs K
Dave has been & still is a great help for us really pleased we was recommended by our friends
Mr P and Mrs A.
Robbie was Very professional efficient and friendly and dealt with my case in a timely manner.
Made everything very quick and easy for me. And it was all explained well
He was polite and explained everything thoroughly. Was very understanding of our home situation and managed to find life insurance that was perfect for us.
David & all the team at cream were brilliant start to finish. Great company!
Mr. T and Mrs. C
The young man explained everything thoroughly about the life insurance & other products
Very friendly, knowledgeable about the products, had great advice to give, and helped us find a package at the right price that covered all our needs.
All my needs and situation was taken account of and the best policy and value for money found. Thank you.
Liam was very friendly and made me feel at ease.
Liam was very helpful. Finding the perfect deal to suit me and my family . With a decent monthly payment.
Liam had excellent communication skills, very compassionate but professional, very patient and explained everything using “terms” that i understood.
Really good personal service by the cream representative, Luke.
Everything made clear and simple.
Buy To Let
Let To Buy
Protecting Your Home and Contents
Your home is the most important assets and so you must choose the right level of cover to protect it against accidents and emergencies.
Wills & Estate Planning
Free Will Writing Service to All ClientsMaking a Will enables you, and your family, to plan exactly what will happen to your estate following your demise, to ensure that those who you want to benefit, will do just that.
A secured loan is money you borrow that is secured against an asset you own, usually your home. The interest rates tend to be cheaper than with unsecured loans.
Private Medical Insurance
Designed to help ensure private treatment if you are to ever need medical attention, private medical healthcare takes the worry out of NHS waiting lists and treatment costs.
We can introduce you to third-party unsecured loan experts.
A pre-paid funeral plan is the easy way to arrange and pay for your funeral in advance, whilst protecting your loved ones against unexpected costs and uncertainty about your final wishes.
Pensions and Investments
We can introduce you to third-party wealth-management professionals who can help meet your needs with flexible one to one consultatations.