What We Do
We provide bespoke tailored insurance solutions built around you and your family, following an initial completely free consultation, where we will get to know you and your family by listening to you, we will provide a recommendation that will ensure that yourself and the things most important to you, will be protected should something happen that affects you or your lifestyle.
We work for you (our Clients) and not any Provider and focus on giving quality personal advice, allowing you to make an informed choice, always with our three main principles at heart;
Making a Difference
Creating Wealth – Especially at a time when it’s needed the most
Challenging the Norm
Just some of our providers
Protecting Your Income
What would you like to happen if you lost some of your household income because you were unable to work for a lengthy period of time because of illness or an accident?
Protecting against Cancer, Heart Attack or other critical or serious illnesses
Have you thought about what would you like to happen if someone in your household were to get cancer, have a heart attack, stroke or be diagnosed with another critical or serious illness?
Protecting against Death
Designed to pay-out a lump sum if you were to die during the term of the cover plan, you have peace of mind that your family is taken care of after you’ve gone.
If you own a small business there's a smarter way to buy life cover for yourself and your key employees.
What Our Clients Say
Really good personal service by the cream representative, Luke.
Everything made clear and simple.
Luke explained all options clearly and helped me choose the level of cover.
Very professional, knolwedgeable and kept to every prearranged telephone appointment.
Luke has gone the extra mile for us with regards to cover for the whole Family, he’s down to earth but professional, he’s a credit to your team Thanks!
Luke Parry was an excellent advisor. He explained everything clearly, looked at all options for us and advised us which was the best option for us. He talked us through all the steps and at our pace, never rushed us, gave us time to discuss and think about things. He was always available to talk to and always sorted out any issues we had quickly and efficiently. The whole process was so straightforward and we are looking forward to our review next year!(just hope it will be Luke!)
Dave Johnson was my representative from your business and was extremely helpful and knowledgeable he helped us through out I would highly recommend
Excellent likeable person with great knowledge of products and services, will 100% recommend and use again when we next need it.
Efficiency of Dave, quick responses to queries, fantastic paperwork.
John Smith has been our advisor for a few years now, we feel that he works very hard for us and would not go anywhere else for advice or renewing our mortgage.
Very polite, professional and friendly approach. Worked hard to get the best deal for me.
I cannot thank Dave enough , Dave and his team have been amazing in getting me the deal I needed and making the whole process very smooth, cream finance have a customer for life ….. many thanks.
James talked me through everything in detail and in a professional way.
Just explained everything so well and kept us informed regularly throughout the whole process.
Buy To Let
Let To Buy
Protecting Your Home and Contents
Your home is the most important assets and so you must choose the right level of cover to protect it against accidents and emergencies.
Wills & Estate Planning
Free Will Writing Service to All ClientsMaking a Will enables you, and your family, to plan exactly what will happen to your estate following your demise, to ensure that those who you want to benefit, will do just that.
A secured loan is money you borrow that is secured against an asset you own, usually your home. The interest rates tend to be cheaper than with unsecured loans.
Private Medical Insurance
Designed to help ensure private treatment if you are to ever need medical attention, private medical healthcare takes the worry out of NHS waiting lists and treatment costs.
We can introduce you to third-party unsecured loan experts.
A pre-paid funeral plan is the easy way to arrange and pay for your funeral in advance, whilst protecting your loved ones against unexpected costs and uncertainty about your final wishes.
Pensions and Investments
We can introduce you to third-party wealth-management professionals who can help meet your needs with flexible one to one consultatations.